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Wall Street on a Whim

Posted by Brian on Apr 30, 2010 in Travel

Wall Street, with its financial power and influence, is technically a street in Lower Manhattan. Back in 1653, a wall protected the northern borders of the city, which then was called New Amsterdam, protecting them from the British and the natives. What makes Wall Street so famous is the infamous New York Stock Exchange (NYSE), located at 11 Wall Street and the international banks such as J.P. Morgan/Chase, which makes the street the center of America’s finance.

If you’re staying at a hotel in the Financial District, the Downtown Alliance provides a 90-minute walking tour, starting at the Smithsonian National Museum of the American Indian every Thursday and Saturday beginning at noon. Make a note though, ever since the terrorist attacks on 9/11, security has blocked off the NYSE from tourists, however, you can still pose by the George Washington’s statue at the Federal Hall, which was the first capitol in the country and where George Washington was sworn into office.

If the financial part of Wall Street doesn’t fancy you, the architecture will. Most of the buildings on Wall Street were constructed during the Gilded Age and Limestone was in demand. You’ll really appreciate the India House, located at 1 Hanover Street, built in 1853. This Renaissance-style mansion was the headquarters for Hanover Bank, by the 1870s, it became the New York Cotton Exchange; in 1925, it became the current India House . While there, if you happen to be visiting on a particularly nice day, grab a bite to eat; there’s a pedestrian cobblestoned walk next to the Indian House that runs through to downtown Manhattan and you’ll see a couple of blocks where the old architecture has been entirely preserved and is used as outdoor seating space by many of the restaurants. After lunch, there are a few spectacular examples of Art Deco buildings to check out, they are few and far in-between throughout Wall Street, but you’ll like the building at 1 Wall Street; go inside is see a fantastic mosaic atrium. Finally, if your walking tour allows, check out the chic retail shops, such as Tiffany & Company, or Cipriani, most likely, you’ll end up leaving both stores with something special in hand.

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Improve Your Credit Fast

Posted by Brian on Apr 19, 2010 in Economy

Things were a lot easier a few years ago for someone who had no credit , because the credit system was starting to no longer matter. If you didn’t have credit, there was an alternative method to get almost anything you wanted. After the housing crash it became a lot harder. Luckily for you, there is still time to repair your credit, and although it will take some time, it doesn’t have to take a lot of effort.

The first thing you will need to do is make a decision here and now that you are going to pay off all of your debt, starting today. You need to make a plan and write out a budget that will make sure you not only make the minimum payments on your debts, but also make some extra so that they will get paid off. You should not take out any other loans until you have paid everything off, even if they are small, short term loans like MoneyMutual . Until you can get your debt under control, these will only be a bandaid, they will not be a fix.

Next you will need to get a copy of your credit history, you are allowed one free one per year without damaging your credit. Be careful of people who tell you to check it more often, because the more you check your credit report, the more likely you are to damage it . Circle all mistakes on your credit report in one color, these can be taken care of by contacting the credit agency, finding out who reported this to them, and working it out with your creditor, or credit card company. You will want to circle all the dings in your credit report that are your fault in another color. These are things you will need to keep yourself from doing again. Look for a pattern. If you regularly pay a bill late, or all your bills late, see if your bank allows you to pay bills online automatically. This can keep you from having late payments. If there is a different problem, see if you can find a creative solution to it.

When you have your debt under control, and an emergency happens causing you undue monetary distress, Montel Williams has it right, it is ok to take out a cash advance loan at that point. It can actually even help your credit score as long as you pay it back in full on time.

If you follow these things, you are sure to repair your credit in no time.

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Goth in London

Posted by Brian on Apr 12, 2010 in People

Working out of the inner circle and into something more unknown, there are limits and risks, and these are determined by the amount of hours there are in a day. At the present time, it is still 24, and for some of these, there is daylight, and for the rest, there is time to enjoy the world of London. Becoming part of a scene is never anyone’s intention, and more true in Goth circles than anywhere else. The world is an oyster, and when it’s dark, everything is better, and nothing can be lost that wasn’t meant to be lost.

It takes a little attention to the light, that’s all, and here, it’s much easier when it’s winter, because there are many days when the light is not a threat. This is when the nightlife comes into its own, demonstrating that the sadness felt as a child can be turned into a new dance move, or at least be the seeds for a long brood somewhere in public. Starting an evening with a garlic shot will never go out of fashion, and for some, it’s the preference, and it means a night to remember. There are others, however, of the vampyr persuasion who would not go near with a three meter pole. It takes difference to create a life.

London works in the summer, too, and although the sunny days may become a hard notion to unpack under the light of the moon, one can leave the beautiful hotel to become part of another methodology of beauty. Elizium will take care of most of the notions of how to be seen here, and can help to make new changes to a wardrobe that is constantly shifting. It’s not all black anymore, but it’s still a safe bet. Even still, nature rewards the courageous, and this is London. No one knows you’re on vacation.

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