Posted by Brian on Dec 2, 2011 in
Real Estate,
Uncategorized Well all have our favorite vacation spot. Somewhere where we can just relax and be ourselves for a few days. People head to the ocean, they head to the hills, Some prefer the lake, others the top of a mountain. Me I prefer to be hidden away in my cabin miles away from people and close to nature.
My cabin is fairly rustic in nature, but for me it is ideal. I bought it years ago when I refinanced my home in the city. There are no utilities. A well supplies the water, pumped clean and pure from thirty feet underground. The pump is run by a generator. The electric system is hooked to to solar panels which store the power in a battery system. If there is a few cloudy days then I may run the generator to charge up the batteries. In colder weather there is a wood burning stove which keeps the cabin very warm – too warm some times! The biggest drain on the batteries would be a refrigerator. I say wood be as I invested in a propane fridge which works fine – though not as good as an electrical one.
I have a water tank set up on a nearby hill and so gravity along feeds the water into the cabin. When there is a frost I have had problems with frozen pipes – but fortunately not burst ones. The cabin is equipped with a septic tank. It works well though occasionally it has to be emptied.
I would like to say that I’m working towards being self sufficient and growing all my own food. Unfortunately I do not spend enough time there and most of my food comes with me courtesy of my local grocery store. Of course my stove runs on propane which works just as good as regular gas. Though its always a good idea to inventory control your propane tanks to prevent them running out at meal time!
The rest of the cabin is pretty rustic. None of the comforts of home. But I spend most of my time out of doors and so creature comforts are not so important. What is important is getting away and spending some time away from the rat race – hikes, cookouts and my hammock are all important parts of my time away!
Article provided by Refinance Calculator providing financial information for homeowners.
Posted by Brian on Apr 21, 2011 in
Real Estate Florida’s amazing coastline draws millions of visitors every year. Some are content to visit once or twice while others consider purchasing a vacation home so that they can return again and again. A few ambitious souls will even take steps to relocate to areas like Sarasota and make the beach life their own.
The appeal of Sarasota Waterfront Homes is undeniable. Who wouldn’t want to ability to watch a glorious sunset over the ocean while sitting in their own backyard, which just happens to be a beach? The ability to bask in the sun, jump in the water, or simply enjoy the view of dolphins frolicking in the waves in irresistible. There are plenty of boats available to take residents fishing, scuba diving, para-sailing or simply cruising along the coast. Families with vacation homes will find dozens of ways to keep their kids active, even if it’s just playing beach volleyball or building sand castles.
A little bit of research into the Sarasota real estate market will reveal listings in multiple price ranges. There are grand estates and fashionable houses available as well as charming beach cottages. Those that prefer lower maintenance homes can invest in a condo on the beach. Whether a vacation home or a new residence, a waterfront home unlocks the keys to an almost magical beach existence.
Tags: sarasota
Posted by Brian on Nov 14, 2010 in
Real Estate Two years ago the federal government passed the S.A.F.E. Act to oversee mortgage licensing. This was in direct response to the recent collapse of the real estate and mortgage industries that results in foreclosures and banks failing. Under the new program, mortgage loan officers are required to list their licenses on a national registry. In order to make that happen, most states are working closely with the Nationwide Mortage Licensing System , or NMLS.
NMLS has approved the licensing and training programs of most states, such as the program for Illinois mortgage Broker training . They have oversight of both the state requirements and making sure that training companies are meeting those requirements when they offer programs to officers. Most training is done by independent companies who certify to the states that individuals have completed the appropriate coursework.
Some states will continue to maintain their own registry of licenses, usually through their state banking agency. They will share that data with NMLS. In other states, NMLS will take the place of the state registry, although individual states will continue to set the requirements for licensing. In most cases, licenses are not just about education, but require officers to pass credit and background checks, obtain liability insurance, and meet other guidelines.
Tags: illinois mortgage broker training
My cabin is fairly rustic in nature, but for me it is ideal. I bought it years ago when I refinanced my home in the city. There are no utilities. A well supplies the water, pumped clean and pure from thirty feet underground. The pump is run by a generator. The electric system is hooked to to solar panels which store the power in a battery system. If there is a few cloudy days then I may run the generator to charge up the batteries. In colder weather there is a wood burning stove which keeps the cabin very warm – too warm some times! The biggest drain on the batteries would be a refrigerator. I say wood be as I invested in a propane fridge which works fine – though not as good as an electrical one.